Bankz (operated by Bnkz Network Limited, "Bankz", "we", "us") operates a network connecting businesses ("you", "client") to regulated banking partners, card issuance partners, and crypto liquidity providers ("Partners") across the UK, EU, Switzerland and Canada. Bankz is not a bank, licensed financial institution, or e-money issuer, and does not hold or handle client funds at any point.
Bankz acts as a network coordinator and introducer. We assess your business needs, match you to suitable Partners, and support the relationship between you and those Partners. The actual provision of banking, payment, card issuance, and crypto liquidity services is performed exclusively by the relevant Partner, under that Partner's own terms and conditions, which apply in addition to these Terms.
To use Bankz's services, your business must be willing to undergo the eligibility, KYB, and compliance checks required by the relevant Partner. Bankz does not guarantee approval by any Partner — final account or service approval rests solely with the Partner.
Fees for banking, card, or crypto liquidity services are set by the relevant Partner and disclosed to you as part of that Partner's onboarding process. Any fees charged directly by Bankz for our matching and coordination services will be disclosed to you separately before you agree to them.
Bankz never takes custody of, holds, or has access to client funds. All funds are held exclusively by the regulated Partner with whom you hold an account or card program.
To the maximum extent permitted by law, Bankz is not liable for any acts, omissions, errors, or service interruptions caused by a Partner. Our role is limited to introduction, matching, and coordination. Any disputes regarding the actual provision of banking, card, or crypto liquidity services should be directed to the relevant Partner in the first instance, with Bankz assisting in coordination where possible.
Either party may stop using Bankz's coordination services at any time. Termination of your relationship with Bankz does not automatically terminate your direct relationship with any Partner you have already onboarded with.
These Terms are governed by the laws of the jurisdiction in which Bnkz Network Limited is registered, without prejudice to any mandatory consumer or business protections that may apply in your own jurisdiction.
We may update these Terms from time to time. Continued use of Bankz's services after changes are posted constitutes acceptance of the revised Terms.
Questions about these Terms can be directed to our team via the Contact page.
Our team is happy to walk you through how Bankz works before you commit to anything.